:root{
  --ink:#14211d; --forest:#143d33; --forest-2:#0e2c25; --gold:#b8894a; --cream:#f7f3ea;
  --paper:#fffdf8; --soft:#4b5a55; --line:#e4dccb; --mist:#c9d6d0;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
[id]{scroll-margin-top:86px}
body{font-family:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6;overflow-x:hidden}
h1,h2,h3,.logo b{font-family:"Fraunces",Georgia,"Times New Roman",serif;font-weight:600;letter-spacing:-.01em}
a{color:var(--forest)}
img,svg{max-width:100%}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}

/* header */
header{background:rgba(255,253,248,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;height:70px}
.logo{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--forest)}
.mark{width:38px;height:38px;border-radius:9px;background:var(--forest);color:var(--cream);display:grid;place-items:center;font-family:"Fraunces",Georgia,serif;font-weight:600;font-size:15px;letter-spacing:.04em;flex:none}
.logo b{font-size:20px;line-height:1;white-space:nowrap}
.logo span{display:block;font-size:10px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-top:4px}
nav{display:flex;align-items:center;gap:26px}
nav a{text-decoration:none;color:var(--soft);font-size:14.5px;font-weight:500}
nav a:hover{color:var(--forest)}
.btn{display:inline-block;background:var(--forest);color:#fff;text-decoration:none;padding:13px 22px;border-radius:8px;font-weight:600;font-size:15px;border:1px solid var(--forest)}
.btn:hover{background:var(--forest-2)}
.btn.ghost{background:transparent;color:var(--cream);border-color:rgba(247,243,234,.45)}
.btn.ghost:hover{background:rgba(247,243,234,.1)}
nav .btn{color:#fff;padding:10px 16px;font-size:14px;white-space:nowrap}

/* hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,#1d5445 0%,transparent 60%),linear-gradient(180deg,var(--forest),var(--forest-2));color:var(--cream);padding:84px 0 92px}
.eyebrow{color:var(--gold);font-weight:600;font-size:12.5px;letter-spacing:.2em;text-transform:uppercase}
.hero h1{font-size:clamp(32px,5.4vw,54px);line-height:1.08;margin-top:16px;max-width:780px;text-wrap:balance}
.hero p{margin-top:20px;font-size:clamp(16.5px,2.1vw,19.5px);color:var(--mist);max-width:640px}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.hero .btn{background:var(--gold);border-color:var(--gold);color:#1b1407}
.hero .btn:hover{background:#c99a5a}
.hero .btn.ghost{background:transparent;color:var(--cream);border-color:rgba(247,243,234,.45)}
.facts{display:flex;flex-wrap:wrap;gap:10px 28px;margin-top:44px;padding-top:26px;border-top:1px solid rgba(247,243,234,.16);font-size:14px;color:var(--mist)}
.facts span::before{content:"";display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--gold);margin-right:10px;vertical-align:middle}

/* sections */
section.block{padding:76px 0}
section.block.alt{background:var(--cream);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
h2{font-size:clamp(26px,3.6vw,36px);color:var(--forest);margin-top:12px;line-height:1.15}
.lead{color:var(--soft);font-size:17px;max-width:700px;margin-top:14px}
.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:40px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px}
.card h3{color:var(--forest);font-size:21px}
.card p{color:var(--soft);font-size:15.5px;margin-top:10px}
.card .tag{display:inline-block;font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:10px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:40px;counter-reset:s}
.step{counter-increment:s;border-top:2px solid var(--forest);padding-top:18px}
.step::before{content:"0" counter(s);font-family:"Fraunces",Georgia,serif;color:var(--gold);font-size:22px;font-weight:600}
.step h3{color:var(--forest);font-size:19px;margin-top:6px}
.step p{color:var(--soft);font-size:15.5px;margin-top:8px}
.two{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:start;margin-top:8px}
.ticks{list-style:none;margin-top:18px}
.ticks li{position:relative;padding-left:26px;margin-bottom:11px;color:var(--soft);font-size:16px}
.ticks li::before{content:"";position:absolute;left:0;top:11px;width:12px;height:2px;background:var(--gold)}
.panel{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px}
.panel h3{color:var(--forest);font-size:20px}
.panel p{color:var(--soft);font-size:15.5px;margin-top:10px}
.panel .big{font-size:18px;font-weight:600;color:var(--forest);margin-top:14px;word-break:break-word}
.panel .big a{text-decoration:none}
.fine{font-size:13px;color:var(--soft);margin-top:16px;line-height:1.55}

/* footer */
footer{background:var(--forest-2);color:#a9bbb4;padding:50px 0 30px;font-size:14px}
footer a{color:#e3ece8;text-decoration:none}
footer a:hover{text-decoration:underline}
.fcols{display:flex;flex-wrap:wrap;justify-content:space-between;gap:28px}
.fcols b{color:#fff;display:block;margin-bottom:8px;font-size:12.5px;letter-spacing:.08em;text-transform:uppercase}
.disc{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:20px;font-size:12.5px;color:#8fa39b;line-height:1.6}
.legal{display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;margin-top:18px;font-size:12.5px;color:#8fa39b}

/* legal pages */
main.doc{background:var(--cream);padding:64px 0 76px}
main.doc .wrap{max-width:780px}
main.doc h1{color:var(--forest);font-size:clamp(30px,5vw,40px);margin:12px 0 8px}
.date{color:var(--soft);font-size:14px;margin-bottom:34px}
.doc-body{border-top:1px solid var(--line);padding-top:30px}
.doc-body section{margin-bottom:30px}
.doc-body h2{font-size:21px;margin:0 0 12px}
.doc-body p{color:var(--soft);font-size:16px;margin-bottom:12px}
.doc-body ul{list-style:none;margin:12px 0}
.doc-body li{position:relative;padding-left:24px;margin-bottom:8px;color:var(--soft);font-size:16px}
.doc-body li::before{content:"";position:absolute;left:0;top:12px;width:12px;height:2px;background:var(--gold)}
.contact{padding-left:18px;border-left:3px solid var(--gold)}
.back{color:var(--forest);text-decoration:none;font-weight:600;font-size:13.5px}

@media(max-width:820px){
  nav a:not(.btn){display:none}
  .grid,.steps,.two{grid-template-columns:1fr}
  .hero{padding:60px 0 66px}
  footer{padding-bottom:96px}
  section.block{padding:56px 0}
}
@media(max-width:360px){
  .wrap{padding:0 16px}
  .logo span{display:none}
  .logo b{font-size:18px}
  .mark{width:34px;height:34px}
  nav .btn{padding:9px 12px;font-size:13px}
}